Insurance Documentation
Prove pre-loss condition with cryptographic evidence.
Timestamped property inventories, condition photos, and evidence packages — accelerate claims and prevent fraud with verifiable proof.
Trusted by insurance teams at
The Insurance Evidence Problem
Without pre-loss documentation, claims become disputes
Claims Fraud
$80B+ in fraudulent claims annually. Post-loss photos and inflated inventories are impossible to verify without pre-loss documentation.
10% of claims are fraudulent
Slow Claims
Claims take 30-90 days because adjusters must verify condition and ownership without pre-loss evidence.
Average: 45 days to settle
Disputed Values
Without proof of condition and ownership, insurers and policyholders argue over valuations, leading to litigation.
$2.4M average lawsuit
Cryptographic Pre-Loss Documentation
Insurance Documentation creates timestamped evidence packages before loss occurs
Create Property Inventory
Document property with photos, videos, receipts, and appraisals. Each item gets a SHA-256 hash and RFC 3161 timestamp.
Certify Condition
Take dated photos/videos of property condition. Metadata includes GPS, timestamp, and device signature.
File Claims
When loss occurs, submit claim with pre-certified evidence. Adjusters verify instantly — no disputes about pre-loss condition.
Fast Settlement
Claims with CertNode evidence settle 3x faster. Cryptographic proof eliminates investigation delays.
{
"claim_id": "clm_fire_8x7k2m",
"policy": {
"number": "HO-123456",
"coverage_type": "homeowners",
"effective_date": "2024-01-01"
},
"pre_loss_inventory": {
"certified_date": "2024-06-15",
"items": 247,
"total_value": 185000,
"certificate_id": "cert_inv_a1b2c3"
},
"condition_photos": [
{
"area": "living_room",
"file_hash": "sha256:7d8a9b2c...",
"gps": "37.7749,-122.4194",
"captured_at": "2024-06-15T10:30:00Z",
"device_signature": "iPhone 15 Pro"
}
],
"timestamp": {
"rfc3161": true,
"tsa": "DigiCert",
"time": "2024-06-15T10:35:00Z"
},
"verification_url": "certnode.io/v/clm_8x7k2m"
}Complete Claims Evidence Suite
Everything you need to document and prove insurable assets
Property Inventory
Catalog all insured items with photos, serial numbers, receipts, and appraisals. Each item timestamped.
Condition Documentation
Photo/video evidence with GPS, timestamp, and device metadata. Prove condition existed before loss.
Receipt Vault
Store purchase receipts, appraisals, and valuations. Link to inventory items for complete ownership proof.
RFC 3161 Timestamps
RFC 3161 timestamps proving exactly when evidence was created. Designed to meet FRE 902 standards.
Adjuster Verification
Share verification links with adjusters. They verify independently — no trust required.
Claims Packages
One-click export of complete evidence packages. PDF reports ready for adjusters and litigation.
Built for Insurance Stakeholders
Policyholders, adjusters, and carriers all benefit
Policyholders
Document your property before disaster strikes. Get faster settlements with pre-certified evidence.
- Easy inventory app
- One-click claims filing
- Faster settlements
Insurance Carriers
Reduce fraud and accelerate claims processing. Pre-certified evidence eliminates investigation delays.
- Fraud detection
- API integration
- Claims cost reduction
Claims Adjusters
Verify claims instantly with cryptographic proof. No more disputes about pre-loss condition or ownership.
- Instant verification
- Evidence timeline
- Litigation support
Property Managers
Document commercial properties and tenant improvements. Protect against liability and claims disputes.
- Portfolio management
- Move-in/move-out docs
- Liability protection
Simple, Transparent Pricing
Pay per policy. Volume discounts available.
Homeowner
For individual policyholders
- 1 property
- 500 inventory items
- RFC 3161 timestamps
- Mobile app
Agency
For insurance agencies
- 100 policies
- Unlimited inventory
- White-label app
- Priority support
Carrier
For insurance companies
- Unlimited policies
- Claims system API
- Fraud analytics
- Dedicated support
Document Now, Before Disaster Strikes
Start documenting your property today. When claims happen, you'll have cryptographic proof that accelerates settlement.