Disputes handled.
Revenue recovered.
Cryptographic proof + AI = chargebacks that resolve themselves.
15% of recovered revenue. Only pay when you win.
Fighting disputes manually costs $25-100+ per case in staff time.*
Most merchants just accept the loss.
*Chargebacks911, "The True Cost of Chargebacks" (2024)
Reflex changes that.
How It Works
Capture
Every transaction gets an RFC 3161 timestamp — cryptographic proof of when and what happened.
Detect
When Stripe flags a dispute, Reflex already has your evidence ready.
Defend
AI generates a compelling narrative. Evidence submits automatically. You do nothing.
Recognized under Federal Rules of Evidence 902(14)
This is what wins disputes.
RFC 3161 timestamps are the same standard used by:
- •Legal document signing
- •Patent filings
- •Financial audits
- •Court evidence
Your transaction proof meets the same standard.
What Happens When You Get Disputed
Dispute Filed
0 sec
Evidence Gathered
< 1 min
AI Narrative
< 30 sec
Submitted
Auto
Resolved
Done
Dispute Filed
0 sec
Evidence Gathered
< 1 min
AI Narrative
< 30 sec
Submitted
Auto
Resolved
Done
You receive one notification:
"Dispute won. $247.00 recovered."
Simple pricing. Aligned incentives.
of recovered revenue
Lowest fee in industry — competitors charge 20-30%
Why merchants choose Reflex
Purpose-built for Stripe dispute defense
Cryptographic Timestamps
RFC 3161 timestamps create tamper-proof evidence of every transaction — the same standard used in legal proceedings.
AI-Crafted Narratives
Advanced AI analyzes each dispute and generates compelling evidence narratives tailored to the specific reason code.
15% Success Fee
Only pay when you win. No monthly fees, no setup costs, no minimums. We succeed when you succeed.
Full Automation
Set it and forget it. Reflex detects disputes, gathers evidence, and submits responses automatically.
Questions
What if I want to review evidence before submission?
Toggle "Auto-submit" off in settings. You'll review each response before it goes to Stripe.
What dispute types does Reflex handle?
All Stripe dispute types: fraudulent, product not received, duplicate, subscription canceled, and more.
How does the 15% fee work?
When Stripe rules in your favor, we invoice 15% of the recovered amount. Lost disputes cost you nothing.
Results vary by dispute type, evidence quality, and issuing bank policies. Past performance does not guarantee future results.