You had the proof.
The bank ruled against you anyway.
Losing a dispute you should have won isn't random — something specific killed it, and it's usually knowable. The autopsy tells you what, whether it was ever winnable, and what your facts still support.
$49 flat. Delivered within 48 hours.
What the autopsy answers
Why it actually lost
Bank analysts skim responses in minutes against reason-code-specific checklists. We reconstruct what the analyst saw — and what your response failed to answer. Tracking that didn't match the billing address, the strongest fact buried on page three, evidence that arrived after the window: losses have anatomy.
Was it ever winnable?
Sometimes the honest answer is no — unauthorized-fraud claims without 3D Secure are stacked against merchants no matter what you submit. Knowing that stops you from blaming your paperwork for a structural loss, and tells you where the real fix is.
Is the money recoverable another way?
The card ruling is final — but it only decides who the bank pays. When your facts are strong (delivery proof, a customer who admitted receiving the goods), the autopsy assesses whether pursuing the customer directly — demand letter, small claims — is realistic, and maps the path if it is. Your pursuit, clearly explained; not legal advice, and we say when a lawyer is the right next call.
The setup that protects the next one
The specific evidence you were missing, captured the specific way that wins: what to log at checkout, when signature confirmation pays for itself, which orders deserve 3D Secure. The next dispute doesn't have to go like this one.
Get the autopsy
Two minutes now, then reply to the confirmation with your dispute records (the response you submitted, the outcome notice, tracking, customer messages).
The next one doesn't have to go this way.
A live dispute with a deadline gets the done-for-you response (15% only if you win, or the $199 rush lane). And if you're on Stripe, Reflex answers every future dispute automatically with evidence captured at the time of sale — free to install, same only-pay-on-wins pricing.