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Discover reason code RG

Discover RG: Non-Receipt of Goods or Services

What the cardholder is claiming

The cardholder says they never received what they paid for.

The evidence that actually wins

Bank analysts skim responses in minutes against a checklist for this exact code. Lead with the strongest fact; never make them dig.

  • Delivery confirmation to the order address
  • Digital: access/usage records
  • Terms showing the delivery window if the dispute is early

The honest read

Deliverability proof carries it. The same freight-forwarder and address-mismatch traps apply as everywhere else.

Nobody can promise you a win; the cardholder's bank decides. What you control is submitting the strongest complete case your records support, on time. Our plain-language guarantees say exactly what that means.

Fighting a RG right now?

Send us the dispute and a person builds the complete, submission-ready response: the narrative mapped to RG, your evidence compiled and ordered, and the field-by-field walkthrough. 24-hour rush available. If our review says yours isn't worth fighting, we tell you for free.

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Rather hand this to someone who does it all day?

Flat pricing, fast turnarounds, and the same honest rule on all of it: we promise the work and the deadline, never the bank's decision.